Lower Your Risks Automate Processes Make Sales Easier
Better evaluate credit worthiness of applicants. Automate decision making using authentic data from credit bureaus to help your Sales, Marketing, Operations, Compliance and Finance team deliver better and consistent results using our “Credit Decision Engine” platform.
Our platform integrates with credit reports from top credit bureaus like Equifax, Experian and Transunion to create “Credit Decision Engines” that empower you to qualify customers, find credit worthiness of prospects, assess risk, personalize offerings, find opportunities to cross sell and upsell, prevent frauds, do targeted campaigns, automate process from customer qualification to closing deals and much more.
1
Leads Data
Feed in your customer data
2
Lead Enrichment
Get insights on your customer from Credit reports.
3
Set rules to automate decisions and processes in your organization.
Decision Engine
What can our software help you with?
CreditRaptor provides credit report solutions as a service and is integrated with all three major credit bureaus and multiple other sources to help you with
What can our software help you with?
Credit Decision Engine provides credit report solutions as a service and is integrated with all three major credit bureaus and multiple other sources to help you with
Refine your workflows effortlessly without the need for coding. Seamlessly create and modify rules and workflows with ease.
Refine your workflows effortlessly without the need for coding. Seamlessly create and modify rules and workflows with ease.
Test changes with confidence through unit tests, back tests, shadow tests, and A/B tests.
Experience smooth deployment from local to staging to production environments. Unlock the power of gradual deployment for seamless transitions.
Integrate with data from multiple sources
Enrich your customers data with access to an extensive array of data sources. criminal and fraud scores effortlessly via API integration. Streamline your processes and enhance fraud detection capabilities with ease.
Credit Intelligent Webforms
1. Tailored actions
Tailor credit-specific messaging, links, and URL redirects to suit each lead's unique needs and as per your company policy
2. Phone Forms
Let your employees know if the client is qualified as they speak to your clients over phone to better engage and convert
3. Integrate via API's
Working with leads from multiple sources and including lead providers, don't worry our platform is robust enough to integrate with all your lead sources and CRM's
Automate your pre-qualification processes, lead assignment, workflows, pricing etc... with our Credit Intelligent Webforms
Benefits
Benefits of our Credit Decision Engine Platform
Budget Friendly Software on Cloud
Enjoy the best of both worlds – the flexibility of customization and the affordability of ready-to-use software without breaking your bank.
Professional Support
Get expert assistance and professional support to ensure your software is up and running without having to worry about technicalities.
Proven and Tested
Trust in battle-tested software provider that has a history of developing stable and dependable software.
Effortless Integration and Automation
Seamlessly integrate with your data sources, CRM’s and automate your entire workflows from beginning to end.
Custom decision engines
The decision engines can be customized to your unique business needs. The decisions engine are capable to make instant decisions without human intervention.
Prebuilt for Rapid Deployment
Our platform is prebuilt with most common features and integrated with credit bureaus to get you started in the shortest possible time, saving both time and resources.
SOLUTIONS
Custom Solutions Across Industries
Our credit decision engine can be customized as per the requirements of your industry. Some of the top industries we currently work with are
Automotive
Insurance
Retail
Utilities
Healthcare
Financial Services
Mortgage & housing
Tele-communication
Integrate Credit Reports From Top Bureaus In Your Decision Making
Build Custom Decision Engines On
Identity Information to verify identity of customers
Name, address, date of birth, social security number (or equivalent), and other identification details.
Credit Accounts to know current credit exposure
A list of credit accounts, including credit cards, mortgages, installment loans, and other forms of credit.
Credit Inquiries to find who else you are competing with
A record of inquiries made by lenders or creditors when the individual or business applied for credit.
Payment History to understand repayment schedules
Information about the individual's payment history, detailing whether payments were made on time, late, or missed altogether.
Public Records to check legal obligations
Any public records related to the individual's financial history, such as bankruptcies, tax liens, or court judgments.
Collections Accounts to know credit risks
Information about accounts that have been sent to collections due to non-payment
Credit Utilization to find credit utilization patterns
The ratio of the individual's current credit card balances to their credit limits.
Derogatory Marks to understand credit risks
Any negative information that may impact credit, such as late payments, defaults, or accounts in collections.
Credit Score to evaluate credit worthiness
A numerical representation of creditworthiness based on the information in the credit report
Existing Credit Accounts
Information on the current status of each credit account, including whether the account is open, closed, or in good standing.
Blogs
Latest Blogs of Credit Decision Engine
Fintech
Harnessing Credit Decision Engine to Unlock the Potential of Home Equity Lines of Credit (HELOCs) for Financial Institutions
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