Secure Your Transactions with Lien and Judgment Verification

Conduct lien and judgement checks with ease

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What is a Liens and Judgement?

Welcome to Credit Decision Engine, your trusted partner in verifying liens and judgments swiftly and accurately. In today's financial landscape, ensuring transparency and mitigating risks are paramount. Our cutting-edge software offers comprehensive lien and judgment verification solutions, empowering you to make informed decisions with confidence.

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SMS

Soft Credit check via SMS

A client texts the word "Go" to your Monitor Base phone number, they instantly gets a link where they provide their name and address and see the loan programs they credit pre-qualify for in seconds.

Mail

Soft Credit check via Email

A client clicks a SoftPull button in you or your agent's email where they provide their name and address and see the loan programs they credit pre-qualify for in seconds.

WEB

Soft Credit check on your Website

Integrate our webforms and customers who visit your website can enter the details and you will be instantly notified if they meet the eligibility criteria

Judgements

A civil judgment occurs when a creditor wins a lawsuit over an unpaid debt, which can even include overdue child support. This legal action grants creditors new avenues to recover funds, such as seizing assets from bank accounts. Judgments affect loan eligibility, alongside credit profiles, underscoring their importance in financial decisions. Our verification service ensures thorough assessment of such factors, aiding informed decisions.

Liens

Tax liens are filed by the IRS against tax delinquents, automatically triggered for debts exceeding $10,000. These liens enable the IRS to claim proceeds from asset sales to cover unpaid taxes. While not on credit reports, tax liens impede financial stability, affecting loan repayment capacity. Our software employs advanced algorithms and comprehensive databases to assess bankruptcy, liens, and judgments, aiding businesses in evaluating lending risks effectively.

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Why choose us

The Ultimate Solution for Transparent Transactions

With Credit Decision Engine, you gain access to advanced tools that streamline the verification process. Our software leverages robust algorithms and real-time data integration to deliver reliable results promptly. Whether you're a lender, financial institution, or legal professional, our platform provides the insights you need to safeguard your transactions and protect your interests.

FEATURES

Unparalleled Insights, Effortlessly Obtained

Book a Demo
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Real-Time Data Access

Our software scans a vast database to uncover liens and judgments across jurisdictions, leaving no stone unturned.

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Comprehensive Coverage

Our software scans a vast database to uncover liens and judgments across jurisdictions, leaving no stone unturned

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User-Friendly Interface

Navigate our intuitive platform with ease, allowing you to access, review, and share verification reports seamlessly.

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Customizable Reports

Tailor reports to your specific requirements, with options to prioritize relevant data points and highlight critical findings.

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Secure Data Handling

Rest assured knowing that your sensitive information is protected with robust encryption and stringent security measures.

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Empowering
Informed Decision-Making

By choosing Credit Decision Engine for your bank verification needs, you'll experience a wide range of benefits
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Minimize Risks

Identify potential financial encumbrances and legal obligations associated with assets, enabling you to assess risk exposure accurately.

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Enhance Due Diligence

Conduct thorough due diligence on prospective clients, borrowers, or partners, ensuring transparency and compliance with regulatory requirements.

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Expedite Transactions

Streamline the verification process and expedite transactions, reducing delays and enhancing operational efficiency.

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Protect Your Interests

Safeguard your investments and assets by proactively uncovering any liens or judgments that may impact your financial dealings.

Soft pull and Hard pull (Heading missing)

Data on the Reports

Soft Pulls

Hard Pulls

FICO® Scores
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Tradelines
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Inquiries
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Collections
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Public Records
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Employment History
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Potentially Lowers Score
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Places Hard Inquiry on Report
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Requires SSN
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Requires Date of Birth
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Can Present Terms to Client
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Can Effectuate a Loan
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Requires Borrower's Consent
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Impact on Credit Score
Minimal or None
Can decrease
Frequency of Use
Multiple times
Limited
Time to Reflect on Report
Generally faster
Takes time

How it works

01
Sign Up

Create an account with Credit Raptor and subscribe to our services.

02
Customize Settings

Tailor the platform to your business needs, including selecting data providers and configuring compliance settings

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Conduct Inquiries

Enter customer information and initiate hard credit inquiries with just a few clicks

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Access Reports

Receive instant access to comprehensive credit reports, allowing you to make informed decisions quickly.

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Ensure Compliance

Monitor compliance status and generate compliance reports effortlessly using our built-in features

What Our Clients Are Saying

Don't just take our word for it – hear what our clients have to say about their experience with our software Credit Raptor

"Since implementing CreditRaptor, our verification process has become more efficient than ever. The instant verification feature has allowed us to make faster lending decisions and improve customer satisfaction."

John Doe

CEO of XYZ Lending

"We were blown away by the level of support and expertise provided by the CreditRaptor team. Their platform has transformed our verification process and helped us stay ahead of the competition."

Jane Smith

CFO of ABC Bank

Shaun Lee

Marketing Manager
Linkldn

Mary Sombra

Marketing Manager
Linkldn

Ready to take control of your verification process and secure your transactions? Sign up for Credit Decision Engine today and gain access to industry-leading lien and judgment verification solutions. With our powerful software at your disposal, you can navigate the complexities of the financial landscape with confidence and peace of mind.

Still not sure ?
To learn how credit report data can be leveraged to gain business benefits
Schedule a Demo
To leverage data from credit reports for strategic business benefits
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